EFFICIENT BANK

Chez EFFICIENT BANK, nous offrons une expérience bancaire unique : des taux compétitifs, une réponse rapide en 24h, et un accompagnement personnalisé. Notre plateforme innovante vous permet d'emprunter de 1 000 € à 50 000 € sur des durées flexibles allant jusqu'à 84 mois. Nous nous adaptons à vos besoins pour réaliser tous vos projets !

It couldn't be simpler! Our 100% online process lets you apply in just 5 minutes. Fill in our intuitive form, get an instant decision in principle, and have the funds in your account within 48 hours of approval. At EFFICIENT BANK, we've revolutionised borrowing to make it as simple as a click!

At EFFICIENT BANK, we've streamlined the process as much as possible. You only need your ID, a recent proof of address, and your last three payslips. Everything is done online: no need to print or post documents. Our cutting-edge technology ensures your data is secure while providing a smooth and fast experience.

These fees, included in the indicated APR and your monthly payment, are our platform fees. They cover the costs of our operations and processing your application, as well as the fees for obtaining the corresponding personal loan. No fees will be charged if the loan agreement is not signed! The service fee is a commission charged by the client.

As of January 2019, for security, simplicity, and speed, it is no longer possible to return your application by post. However, you can submit all your documents electronically via our document upload interface. This can be done by email or SMS.

For an application from £5,000 to £30,000 (without repaying the loan), you can now receive a final decision immediately. Simply fill in our contact form.