Terms of Use

1. Introduction

Welcome to EFFICIENT BANK. By using our website and services, you agree to be bound by these terms and conditions. Please read them carefully.

2. Definitions

"We", "our" and "us" refer to EFFICIENT BANK.
"You" refers to the user or visitor of our website and services.

3. Use of the service

You agree to use our services in accordance with applicable laws and these terms. You must not use our services in a way that could damage, disable, overburden, or impair our systems.

4. User account

To access some of our services, you will need to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

5. Intellectual Property

The content of our website and our services, including text, graphics, logos, and images, is our property or that of our licensors and is protected by intellectual property laws.

6. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, special, incidental, or consequential damages arising out of the use or inability to use our services.

7. Changes to the Terms

We reserve the right to change these terms at any time. Changes will take effect as soon as they are published on our website. Your continued use of our services after the changes have been published constitutes your acceptance of these changes.

8. Contact

If you have any questions about these terms, please contact us at:
info@efficient-bank.com